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Popular deals
Contract lengths vary by retailer, so deals are ranked by total cost over the full term rather than monthly price alone. Total cost includes any upfront payment. GadgetRank earns commission if you purchase through our links. All contract prices correct at time of comparison — verify with the retailer before purchasing.
How to choose a phone contract
A phone contract bundles the handset and airtime into a single monthly payment. Terms run from 12 to 36 months depending on the retailer, which is why a lower monthly price does not always mean a cheaper deal overall. The price you see includes an upfront cost plus a fixed monthly fee — the network, data allowance and total cost are the three things worth comparing before you commit, since the same phone can vary significantly in price depending on which network carries the deal.
Every contract on GadgetRank includes unlimited calls and texts as standard — data allowance is the main lever that changes the price. If you rarely stream or use maps outside wifi, a lower data tier on a cheaper network can save real money over the life of the contract. If you're a heavy data user, it's worth comparing the total cost across all three networks rather than just the monthly price, since upfront costs vary too.
If you don't need the cost spread over time, buying a refurbished phone outright and pairing it with a SIM only plan from a few pounds a month is usually the cheapest overall route — you avoid the interest and margin built into contract pricing entirely.
Frequently asked questions
How does a phone contract work?
A phone contract combines the cost of the handset and airtime into one monthly payment over a fixed term. We list 12, 24, 30 and 36-month deals, so always check the total cost as well as the monthly figure. You usually pay an upfront cost plus a monthly fee that covers the phone repayments and your data, calls and texts allowance.
Is it cheaper to buy a phone outright and get a SIM only plan?
Usually, yes. Buying a phone outright and pairing it with a SIM only plan removes the interest and margin built into contract pricing. A contract is worth it mainly for the convenience of spreading the cost over time.
Which networks are available?
Fonehouse deals run on Vodafone, Three or Talkmobile. VOXI runs on Vodafone, and Mozillion bundles run on EE. Each deal shows its own network, data allowance, contract length and total cost so you can compare directly.
Do all contracts include unlimited calls and texts?
Yes. Every contract deal on GadgetRank includes unlimited calls and texts as standard — the only variable between deals is the data allowance, the network, and the price.
Can I get a refurbished phone on contract?
Yes. Fonehouse and VOXI both offer refurbished handsets on the same contract terms as new devices, typically at a lower monthly cost for the same model. Refurbished deals are labelled on every card, and you can filter for them.